Wells Fargo: Free $200 + 2% Cash Rewards

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Wells Fargo has the Wells Fargo Active Cash® Card with a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months. Earn unlimited 2% cash rewards on purchases. Free shipping

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Description

  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases.
  • 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24%, or 29.24% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3%, then a BT fee of up to 5%, min: $5.
  • $0 annual fee.
  • No categories to track or remember and cash rewards don’t expire as long as your account remains open.
  • Complimentary 24/7 Visa Signature® Concierge.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Auto Rental Collision Damage Waiver when rental paid with the card.
  • Travel and Emergency Assistance Services available worldwide.
  • Roadside Dispatch® available 24/7.
  • Emergency Cash Disbursement and Card Replacement.
  • Access to personalized merchant deals with My Wells Fargo Deals.
  • Zero Liability protection for unauthorized transactions.
  • Free Credit Close-Up® to track your FICO® Score monthly.
  • Redeem rewards as statement credits, ATM cash, gift cards, or PayPal purchases.
  • Visa Signature® Luxury Hotel Collection benefits.

    Reviews

    • Wells Fargo Active Cash® Card has a WalletHub rating of 4.4 out of 5, based on 211 user reviews. However, the average user rating is 3.3 out of 5. WalletHub
    • The card has also received high praise from various financial publications:WalletHub
    • NerdWallet recommends it for its simplicity and consistent 2% cash back on all purchases. Bankrate+7NerdWallet: Finance smarter+7Condé Nast Traveler+7
    • Bankrate highlights its flat-rate rewards and lack of spending caps. Reddit+3Bankrate+3Resenha News+3
    • The Motley Fool considers it one of the best flat-rate cash back cards available.
    Posted: May 10, 2025 at 7:01 am